Most of you might be surprised to know that I am only just learning to understand the mythical world of finance. It's true. I am great at spending money. I am a perfect consumer, I love impulse buying, and even " feeling sorry for myself" shopping. I buy stuff because it makes me feel good. Unfortunately I buy a lots of stuff on credit which means debt. It means I have been suckered in to believing that the best thing I can do in my life is buy whatever I want for minimum monthly payments. That's what the great North American marketing machine is always telling us, and I know because I have used the same tactic. But, we are being bamboozled out of our paycheques.
So this week my advice to you is to get a handle on your credit cards, and destroy them if you can. Promise yourself that they are for emergency use only. (shoes are not an emergency purchase, even on sale) You see, when you buy stuff on credit you are spending next week's unmade money. Sometimes it's next month's or next year's money even. If you are like most people you live about three paycheques away from serious trouble. So kill the credit and make cash the king. This discipline is empowering because the work you do today won't go for something like the pizza you bought last week. Trust me on this. Debt free means all the money you make is yours and not a bank or card companies who are killing your life with interest, the fee that let you borrow you money in the first place. Get that under control and then we'll talk about your mortgage, which comes from the words Death and Grip. Yikes!
Friday, November 13, 2009
Wednesday, October 28, 2009
Attraction, getting what you want.
There are lots of people in this world who are getting what they want in life without knowing how it will come to them. This concept is promoted in hundreds of books, video and audio programs including The Science of Getting Rich, and the phenomenon it spawned, The Secret. As well as many others. I haven't read all the others, but I am familiar with the concept. Simply put, you will get more of what you think about. The focus of your mind more than directs your actions. It somehow causes the world to act to deliver your desire. This is essentially how meditation and prayer try to focus our thoughts. If you want the real science behind this concept read Lynne McTaggerts book, "The Field." The skeptics among you will be forced to at least face the possibility that,"there is a thinking substance in which all thoughts are made manifest." For my part I am on a quest for a couple of things in the very near future. I will not reveal them here yet, but will update progress weekly. This will accomplish two things. It will keep my focus on the goal and force me to examine any progress. If you want to try one, make a brief list of things you have worried about in the past week. Now, imagine what your life would FEEL like if the energy you spent worrying had been directed at more positive goals, or things the give you joy and pleasure. The law of attraction says that if you think about money problems you will get money problems. If you think about money, you will get money. It is a subtle difference in the way you approach the thinking. So resist thinking about what you lack and focus on what you want for the next month. Write it down and keep track of things that come to you from out of nowhere. If it doesn't work, well you are in the same position as when you started, but if it does work, you have changed a part of your life. That is powerful. It doesn't really matter if it's mojo or voodoo or prayer or hope in your world, if it works for you and changes lives why question it. Just go and attract what you do want, instead of what you don't.
All the Best.
All the Best.
Thursday, May 14, 2009
A new me.
Wow. It seems like ages since I have been here. As per my last post I have indeed been busy, busy, busy. Somehow it seems like I have accomplished very little in that time, although I had much to do. My life was full, but unrewarding. I have been living paycheck to paycheck and sometimes on credit. The spiral was definitely downward. Don't feel bad for me. I honestly didn't really notice. Like thousands of people I was just moving steady on somewhat oblivious to how I was thinking and acting in the world. I have learned a new thing or two that will make huge differences.
My life is about to make a rapid and significant change. I secrets that I have discovered will make a massive difference in my financial situation, and in turn all my relationships will improve as a result of me being able to be the best me there is. That's one of the secrets. by learning to be the very best person you can be, others will hover around you. Money and lucrative projects will fall in your lap. Your life will change and all the benefits of wealth will be yours. It is far easier to do good from a position of wealth than a position of poverty. So if you knew the secret of wealth, what would you do with it? How would you make a change in the world?
I will keep you posted here. And for those of you keeping score Iwil rate my current situation in life .
Based on Job prospects, passive income, relationships and net worth I am currently at a 6.
I am absolutely certain that within one week that number will change, and by year end I wil be constantly operating at a ten level. Keep in touch and I will continue to reveal my progress weekly. ANd let you in on as many secrets as I can.
All the Best
Lary
My life is about to make a rapid and significant change. I secrets that I have discovered will make a massive difference in my financial situation, and in turn all my relationships will improve as a result of me being able to be the best me there is. That's one of the secrets. by learning to be the very best person you can be, others will hover around you. Money and lucrative projects will fall in your lap. Your life will change and all the benefits of wealth will be yours. It is far easier to do good from a position of wealth than a position of poverty. So if you knew the secret of wealth, what would you do with it? How would you make a change in the world?
I will keep you posted here. And for those of you keeping score Iwil rate my current situation in life .
Based on Job prospects, passive income, relationships and net worth I am currently at a 6.
I am absolutely certain that within one week that number will change, and by year end I wil be constantly operating at a ten level. Keep in touch and I will continue to reveal my progress weekly. ANd let you in on as many secrets as I can.
All the Best
Lary
Monday, October 27, 2008
Busy is good.
Well, Here I am again ponying up with a new blog after what seems like forever. In truth I have been busy with work and family and volunteer society stuff. Actually I am smokin busy right now.
I am posting here because I just had my moments of zen out in the hot tub and I feel all relaxy and inspired. That is good too because I pulled a calf muscle yesterday in the last five minutes of the football game so I have been hobbling around all day, and probably for another week. It is showing improvement though so no tears and I will heal. We won incidentally, and beat a team that thumped us 42-0 a few weeks back. So good play by all. Go Rats!
I came to post about being busy. I am beginning the edits for the completion of Island Writer Magazine. I have all the submissions and the winners as chosen by the editorial board. So I am about to start the formating, layout business which will take up the rest of my time until I go on a well deserved vacation to celebrate my 2oth anniversary. Both of these things are both superinspirational and motivating. I want to get as much done on the mag so I can relax when I am gone. I also want to get the magazine ready for whenI return so I can do some quick art additions and ad placement and go the the printers. It's one of those things that seem like if it's done well it will be great feather in my cap. If not, I will have to live with that shame, at least until the next issue. It made me realize that the busier you get, the more you get done. Everything really does seem to connect to everything else, and the more you get on your plate the more you get through. MAybe you don't nail everthing perfectly, but you accomplish more of each in the same amount of time you might have used to do one thing. I once heard that "If you shoot for the moon and miss, you still have reached a target most people won't even try for. "
Good advice.
Go get something else to add to your mix. See how it adds to your need to be organized lets you get more done. And don't forget my favorite phrase of the year "How would I be doing this if I was willing to let it be easy."
Lary
I am posting here because I just had my moments of zen out in the hot tub and I feel all relaxy and inspired. That is good too because I pulled a calf muscle yesterday in the last five minutes of the football game so I have been hobbling around all day, and probably for another week. It is showing improvement though so no tears and I will heal. We won incidentally, and beat a team that thumped us 42-0 a few weeks back. So good play by all. Go Rats!
I came to post about being busy. I am beginning the edits for the completion of Island Writer Magazine. I have all the submissions and the winners as chosen by the editorial board. So I am about to start the formating, layout business which will take up the rest of my time until I go on a well deserved vacation to celebrate my 2oth anniversary. Both of these things are both superinspirational and motivating. I want to get as much done on the mag so I can relax when I am gone. I also want to get the magazine ready for whenI return so I can do some quick art additions and ad placement and go the the printers. It's one of those things that seem like if it's done well it will be great feather in my cap. If not, I will have to live with that shame, at least until the next issue. It made me realize that the busier you get, the more you get done. Everything really does seem to connect to everything else, and the more you get on your plate the more you get through. MAybe you don't nail everthing perfectly, but you accomplish more of each in the same amount of time you might have used to do one thing. I once heard that "If you shoot for the moon and miss, you still have reached a target most people won't even try for. "
Good advice.
Go get something else to add to your mix. See how it adds to your need to be organized lets you get more done. And don't forget my favorite phrase of the year "How would I be doing this if I was willing to let it be easy."
Lary
Sunday, September 28, 2008
It isn't about time, it's about action
I thought the key was to manage time, but the funny thing is you can't. Time is constant and irreversible, it plods ever onward regardless of what we do. You cannot manage five minutes into six. The key is action, or rather to manage the action, the activity, that you are doing in time. Gettting control of the tasks at hand and ensuring there is time set aside to do them. I have also learned that if it's a small job, you can do it now and now not waste the energy to find it on a list and think abot it again. This is for really small jobs that can be completed in two minutes or less.
For me this is relatively new, but I think it's working. I am being more productive when I need to be. I can't take the credit for this epiphany I learned it from Getting Things Done, which might turn out to be a great book for me to keep track of multiple roles and multiple projects.
For me this is relatively new, but I think it's working. I am being more productive when I need to be. I can't take the credit for this epiphany I learned it from Getting Things Done, which might turn out to be a great book for me to keep track of multiple roles and multiple projects.
Thursday, September 4, 2008
As time goes by, and other music interludes..
T, t, t, ticking away the moments that make up a dull day..... (Pink Floyd)
Time is of the essence. For the past month I have become acutely aware of time. It is a precious commodity available each day in a finite amount. I am amazed at how easily it is wasted. A moment here as my children show me some great moves in their latest video game conquest, or a television show that catches you and holds your attention, either because it is inane crap or an absolute gem of writing and production. The fact remains that unless my intent at that moment was to watch it there is something else that I could be doing. I am resolved to make better conscious use of my time throughout the day. Not because I am a miracle of over-achievement and organization, but because a little conscious effort in this way might drastically improve my efficiency. Improved efficiency does several things. One is to get what needs doing out of the way, and that leaves more time for the time to enjoy life and family and music and movies and books and all those things that get backlogged by business.
Well, that's all the time I have for this. I will schedule regular posts so I can be efficient at this too.
Lary
Time is of the essence. For the past month I have become acutely aware of time. It is a precious commodity available each day in a finite amount. I am amazed at how easily it is wasted. A moment here as my children show me some great moves in their latest video game conquest, or a television show that catches you and holds your attention, either because it is inane crap or an absolute gem of writing and production. The fact remains that unless my intent at that moment was to watch it there is something else that I could be doing. I am resolved to make better conscious use of my time throughout the day. Not because I am a miracle of over-achievement and organization, but because a little conscious effort in this way might drastically improve my efficiency. Improved efficiency does several things. One is to get what needs doing out of the way, and that leaves more time for the time to enjoy life and family and music and movies and books and all those things that get backlogged by business.
Well, that's all the time I have for this. I will schedule regular posts so I can be efficient at this too.
Lary
Wednesday, July 16, 2008
Summer Heat
I love the summer sun.
The yellow-white ball of it beaming light and heat down until it feels like pressure on your skin. Your temperature rises. Your skin reacts over time. You sweat. You drink fluids and bask like a lizard warming through. Ahh, it's good for you too. Vitamin D without supplements going directly into your system. Hot and sticky and drippy and flushed.
I'm in shorts and a t-shirt now, but earlier working outside in pants and boots... hair wet and slick, my shirt front damp, rivulets ran from behind my ears and from my forehead. An almost perfect summer day.
Yes, I was wet and sweaty, but it was good. I worked outside, I accomplished a task and enjoyed the work. I mopped my brow more than once and stood back satisfied and fulfilled and reminded every moment, that it's not winter.
Oh god I'm so glad it's not winter.
Go outside. Bask, and enjoy, and remember (George R.R. Martin fans), Winter is coming.
Lary
The yellow-white ball of it beaming light and heat down until it feels like pressure on your skin. Your temperature rises. Your skin reacts over time. You sweat. You drink fluids and bask like a lizard warming through. Ahh, it's good for you too. Vitamin D without supplements going directly into your system. Hot and sticky and drippy and flushed.
I'm in shorts and a t-shirt now, but earlier working outside in pants and boots... hair wet and slick, my shirt front damp, rivulets ran from behind my ears and from my forehead. An almost perfect summer day.
Yes, I was wet and sweaty, but it was good. I worked outside, I accomplished a task and enjoyed the work. I mopped my brow more than once and stood back satisfied and fulfilled and reminded every moment, that it's not winter.
Oh god I'm so glad it's not winter.
Go outside. Bask, and enjoy, and remember (George R.R. Martin fans), Winter is coming.
Lary
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